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Protecting What You've Built — and Who You Built It For
Your estate plan is the bridge between the wealth you've accumulated and the people and causes you care about most. Without a deliberate strategy, assets can be eroded by taxes, misdirected through outdated beneficiary designations, or tied up in probate for months — sometimes years.
At Bull Run Investment Management, we coordinate estate and gift planning directly alongside your investment management, tax strategy, and financial plan. Working in close partnership with your estate attorney — or with our own Bobby Feisee, Esq. at InSight Law — we design structures that minimize transfer taxes, preserve control, and ensure your wishes are executed exactly as intended.
This isn't a one-time document review. It's an ongoing, coordinated strategy that evolves with your life, your family, and the law.
(per individual)
(per recipient)
What Estate & Gift Planning Covers
Our approach integrates estate, gift, and trust strategies with your broader financial plan — ensuring every structure serves your goals for wealth transfer, tax efficiency, and asset protection.
Wills & Estate Documents
Every comprehensive plan starts with foundational legal documents — wills, powers of attorney, healthcare directives, and guardianship designations. We coordinate with your attorney to ensure these reflect your current wishes and family structure.
Trust Design & Administration
Revocable trusts, irrevocable trusts, SLATs, GRATs, ILITs, dynasty trusts, and charitable trusts — each structured to achieve specific objectives around control, tax reduction, and generational wealth transfer. We design and oversee ongoing administration.
Gifting Strategies
Annual exclusion gifts, lifetime exemption transfers, Crummey trusts, 529 superfunding, and direct payments for education or medical expenses. Every dollar gifted is coordinated with your income tax and estate plan to maximize impact.
Wealth Transfer Planning
Intergenerational wealth transfer is more than a tax exercise — it's a family conversation. We model scenarios, quantify tax exposure, and design multi-step transfer strategies that protect assets from creditors, divorce, and irresponsible spending.
Beneficiary & Titling Review
The most sophisticated trust in the world fails if your accounts aren't titled correctly. We audit every account, insurance policy, and retirement plan to ensure beneficiary designations and ownership structures align with your estate plan.
Charitable Planning
Donor-advised funds, charitable remainder trusts, charitable lead trusts, and private foundations — designed to maximize your philanthropic impact while providing meaningful income and estate tax benefits within your overall financial strategy.
How We Build Your Estate Strategy
Estate planning is deeply personal and inherently collaborative. Here's how we work with you and your attorney — or our own estate planning partner — to design a plan that protects your legacy.
Discovery & Document Review
We start by reviewing your existing estate documents, account titling, beneficiary designations, and family structure. If you have an existing estate plan, we assess whether it still reflects your intentions and the current tax landscape. If you don't have one, we begin from scratch.
Tax Exposure & Transfer Modeling
We quantify your estate tax exposure under current law and model the impact of proposed legislative changes — including the TCJA sunset. This analysis drives the urgency and structure of your plan, identifying how much wealth is at risk and which strategies offer the greatest benefit.
Strategy Design & Attorney Coordination
We design the estate architecture — trust structures, gifting calendars, and transfer vehicles — and coordinate directly with your attorney to draft and execute the legal documents. If you don't have an estate attorney, we introduce you to Bobby Feisee, Esq. at InSight Law, who works hand-in-hand with our team.
Implementation & Funding
Documents signed is only half the job. We retitle accounts, update beneficiary designations, fund trusts, and ensure every piece of the plan is fully operational. We also coordinate with Brian Wendroff, CPA to ensure the tax implications of any transfers are properly documented and reported.
Ongoing Review & Adaptation
Tax law changes, families grow, and circumstances shift. We review your estate plan annually — alongside your financial plan and investment strategy — and recommend adjustments as needed. Your plan is a living document, not a file that sits in a drawer.
Working with Bobby Feisee, Esq.
For clients who need estate planning counsel, we work closely with Bobby Feisee — an experienced estate and trust attorney who serves as an extension of our advisory team. Already have an attorney you trust? We coordinate with them seamlessly.
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Bobby Feisee, Esq.
Bobby is President of InSight Law and an adjunct professor at George Mason Law School. After beginning his career in litigation and serving as a Financial Advisor at Morgan Stanley, he founded his practice to help clients protect assets through comprehensive estate planning, trust administration, and wealth transfer strategies.
Bobby works directly with our investment and tax teams — ensuring every trust, will, and gifting strategy is designed to complement your broader financial plan. Whether you're creating your first estate plan or restructuring a complex multi-generational trust, Bobby brings the legal expertise while we bring the financial coordination.
Estate Vehicles We Design & Manage
We coordinate the design, funding, and investment management of trust structures tailored to your objectives — whether it's asset protection, tax reduction, charitable impact, or generational wealth transfer.
Revocable Living Trusts
Maintain full control of your assets during your lifetime while avoiding probate and ensuring a seamless transfer to your beneficiaries. Can be amended or revoked as your circumstances change.
Irrevocable Trusts
Remove assets from your taxable estate permanently. Commonly used to lock in the current estate tax exemption, protect assets from creditors, and provide structured distributions to beneficiaries over time.
SLATs & GRATs
Spousal Lifetime Access Trusts and Grantor Retained Annuity Trusts provide sophisticated wealth transfer strategies that allow you to move assets out of your estate while retaining indirect access or annuity income.
Dynasty & Spendthrift Trusts
Designed to transfer wealth across multiple generations while protecting beneficiaries from creditors, divorce, and their own spending habits. Dynasty trusts can compound wealth for decades in a tax-advantaged structure.
Irrevocable Life Insurance Trusts
ILITs keep life insurance proceeds outside your taxable estate, providing tax-free liquidity to your heirs for estate taxes, debt payoff, or wealth transfer — without inflating your estate value.
Charitable Trusts & Foundations
Charitable Remainder Trusts, Charitable Lead Trusts, donor-advised funds, and private foundations — each structured to generate income tax deductions, reduce your estate, and create lasting philanthropic impact.
Your Estate Plan Doesn't Exist in a Vacuum
Estate planning fails when it's siloed. We serve as the central hub — coordinating your attorney, CPA, and insurance providers to ensure every piece of your financial life moves in the same direction.
Why Most Estate Plans Fall Short
The Document-Only Plan
- Attorney drafts documents in isolation, without investment or tax context
- Trusts are created but never funded — accounts remain in personal name
- Beneficiary designations are outdated or conflicting
- No ongoing review — plan sits in a drawer for years
- Tax implications of transfers are discovered after the fact
A Living, Coordinated Strategy
- Estate plan designed alongside investment, tax, and financial planning strategies
- Trusts funded, accounts retitled, and beneficiaries verified at implementation
- Every designation audited annually and updated with life changes
- Annual review cycle integrated into your quarterly financial reviews
- Tax exposure modeled proactively — before transfers, not after
Ready to Protect Your Legacy?
Schedule a complimentary consultation to review your current estate plan — or start building one from scratch. We'll assess your tax exposure, identify gaps, and outline a strategy tailored to your family and goals.